What benefits am I entitled to under workers’ comp?
After suffering an injury or illness at work, you could face a significant amount of time off work and mounting medical costs. Hopefully, you will be able to get back to work quickly, but there is the chance that your injuries could keep you from work for weeks or months.
If you never fully recover enough to return to your former employment, that adds another layer of concern for you. More than likely, you are wondering how workers’ compensation can help your financial situation. When you apply for workers’ compensation benefits, you may receive one or more of the following benefits.
Payment of medical expenses related to your injury or illness
One of the most often provided benefits under workers’ compensation is payment of medical costs. Even though all of your work-related illness and injury medical expenses are covered, it may help you to know what that means. Benefits typically include the following medical needs and expenses:- Diagnostic testing
- Hospital care
- Doctor visits
- Nursing care
- Physical therapy
- Durable medical equipment, such as wheelchairs and crutches
- Medications
Where does your illness or injury fall under disability categories?
The type of disability benefits you receive (which are intended to provide you with an income during your recovery) depends on the category under which your injury or illness falls. The four basic categories include the following:- Temporary partial disability
- Temporary total disability
- Permanent partial disability
- Permanent total disability