One of the most difficult things you may do in your life is to watch your spouse recover from a brain injury suffered on the job. Doctors may tell you that this once-thriving and productive person now struggles to complete even the most basic tasks.
You may have read about celebrities or athletes who have suffered traumatic brain injuries and who made triumphant returns to the public eye. However, your spouse’s struggle promises to be much more personal and, without the financial resources of a famous person, much more difficult.
The Repercussions of a Brain Injury
The repercussions of a brain injury can vary depending on many factors. The severity of the injury, as well as the age and general health of your spouse, will certainly be contributing factors in his or her recovery. These and other variables will determine how well your spouse will improve in areas such as:
- Social interaction
- Behavioral control
- Ability to reason, understand, and communicate
- Emotional stability
- Occupational aptitude
Therapists know that many patients can regain skills lost in an accident, such as language and motor skills, and return to their lives and jobs. However, in the United States, 5.3 million people of all ages have physical and mental disabilities for the rest of their lives because of brain injuries.
The Financial Struggles of Long-Term Injury
If your spouse’s work-related brain injury means he or she may not be able to return to work, you may be concerned about your financial future. Statistics show that 60 percent of those adults who suffer a brain injury remain unemployed after two years.
Adding to the frustration of losing your spouse’s income may be the unavoidable fact that if your spouse requires treatment and rehabilitative services for the rest of his or her life, you may be facing expenses ranging from $85,000 to $3 million. You certainly want your spouse to get the highest quality care to ensure the most complete recovery possible, but how will you ever be able to afford such treatment without the benefit of your spouse’s salary?
Workers’ Compensation Benefits
If your spouse suffered a brain injury due to a workplace accident, workers’ compensation insurance will pay for medical expenses and lost wages. In addition, should the injury prohibit your spouse from returning to work, he or she may qualify for permanent disability benefits. Correctly filing the claim for these benefits is essential. If your spouse is hospitalized or incapacitated, you may benefit from professional assistance.
To ensure your spouse receives the maximum benefits for his or her injury, an attorney can help with every facet of a workers’ compensation claim. Communication is not a difficulty if your attorney speaks languages common in India and the Middle East.
Consequences of Work-Related Brain Injuries
The consequences of such an injury can be devastating:
- Prolonged rehabilitation and therapy
- Emotional instability and personality changes
- Difficulty communicating and understanding others
- Inability to return to previous work duties
- Potential permanent disability
Families may struggle not only with the emotional impact but also with the medical costs, wage loss, and uncertainty about the future.
Navigating the Workers’ Compensation Claim
Filing and managing a workers’ compensation claim involves important steps that must be followed carefully:
- Reporting the injury promptly
- Seeking medical care through authorized providers
- Filing claim documents for benefits
- Understanding eligibility for temporary or permanent disability payments
- Handling disputes if insurers delay or deny claims
- Appealing decisions before the Workers’ Compensation Appeals Board if necessary
Without professional assistance, many families find the process confusing and overwhelming.
Beyond Workers’ Compensation
While workers’ compensation provides critical support, it may not always be enough. Additional claims may apply depending on the circumstances:
- Third-party liability if another contractor, vendor, or equipment manufacturer contributed to the accident
- Claims for ongoing medical needs not initially approved
- Wrongful death claims if the injury proves fatal
These pathways may provide compensation for losses not covered under standard workers’ comp, such as pain and suffering or loss of companionship.
Supporting Your Spouse’s Recovery
Although workers’ compensation provides financial and medical benefits, families play an essential role in recovery. Supporting your spouse may involve:
- Helping with therapy routines at home
- Attending medical appointments and rehabilitation sessions
- Managing communication challenges with patience and consistency
- Seeking counseling for both the injured worker and family members
- Connecting with support groups for brain injury survivors and caregivers
Recovery is not just physical but also emotional and financial, and long-term support makes a meaningful difference.
Frequently Asked Questions (FAQs)
What factors affect recovery after a workplace brain injury?
The severity of the injury, age, general health, and quality of rehabilitation all significantly influence recovery outcomes.
How many people in the U.S. live with brain injury disabilities?
According to statistics, approximately 5.3 million Americans live with long-term physical and mental disabilities caused by brain injuries.
What benefits are available under workers’ compensation?
Workers’ comp covers medical expenses, lost wages, and, in cases where return to work is not possible, permanent disability benefits.
What if my spouse cannot file the claim due to hospitalization?
You may handle the process on your spouse’s behalf, and an attorney can assist to ensure all paperwork and deadlines are properly met.
Why is legal help important in these cases?
An attorney ensures the claim is filed correctly, maximizes benefits, and helps families navigate disputes with insurers.
Get Legal Help Today
If your spouse has suffered a brain injury at work, you should not have to carry the medical, emotional, and financial burden alone. Navigating workers’ compensation and understanding your rights can be challenging, but professional legal support makes the process clearer and more manageable.
At Hussain & Gutierrez, our legal team is dedicated to helping families secure the compensation and benefits they deserve after a workplace brain injury.