Disability Benefits Attorney Van Nuys
A work-related accident or illness can put you in a tough spot. Your bills can stack up quickly, and even if you cannot work for a short period of time, they can soon become overwhelming. Even daily costs like food, fuel, and other necessities can leave you feeling like you are in over your head. The good news is if you have a work-related injury, you are entitled to certain disability benefits that can make a difference. They can help cover your lost wages due to your inability to work and can help meet your daily needs and bills. There are several types of WC compensation that you may be eligible to receive. Each one has specific criteria that must be met as each serves a particular purpose. Your attorney can help you determine which is suitable for you and what you should receive. Then they will help you get it.What Types of Disability Benefits do You Qualify For?
There are three standard types of compensation available for employees who have sustained an illness or injury on the job:- Temporary Disability (TD) – You may qualify for TD if your work-related illness or injury keeps you from work for more than three days. The salary compensation is based on your average weekly income and pays two-thirds of that amount. The maximum amount is determined by the year that the injury occurred in. Generally speaking, once awarded TD, you will receive it until one of three events occurs:
- You return to work.
- Your primary care doctor clears you to return to work.
- You reach the maximum allotted time for drawing TD, which is 104 weeks (2 years).
- Permanent Disability (PD) – If your illness or injury is extensive and impacts your ability to work, you may qualify for PD. The amount you get is based on your percentage of the degree you are disabled, which is called an impairment rating. This means that you healed, but there is still a percentage that has not recovered or has not returned to normal. You have lost that percentage of your normal function, whether physical, cognitive, or mental. You can continue to receive these benefits even if you go back to work.
- Disability Settlements – You may qualify for a disability settlement once you receive your impairment rating. This is a lump sum that essentially “settles” your claim. It must be approved by a workers’ compensation judge. Your attorney can help you determine which of the two types of settlements is suitable for your situation:
- Compromise and Release – The entire claim is settled, and the case is closed.
- Stipulation with a Request for the Award – The disability portion of the claim is settled, but you will continue to retain the right to medical care in the future.